Cozy and inviting, this four-season waterfront retreat on the Severn River offers beautiful water views, exceptional outdoor living, and the opportunity to simply arrive and start enjoying cottage life - with the pontoon boat and most furnishings included.Set on a beautifully landscaped and recently expanded multi-level lot, the property provides plenty of space for gardening, entertaining, hobbies, and peaceful days by the water.Inside, the main level features a spacious family room with soaring ceilings, a movie projector, and an impressive wall of windows that fills the space with natural light while showcasing picturesque river views. An updated kitchen, oversized primary bedroom, renovated main bathroom, and convenient main-floor laundry complete this level. The outdoor spaces are where this property truly shines. Expansive multi-level decking includes a dedicated hot tub area and numerous spaces to dine, entertain, or simply unwind while enjoying the waterfront surroundings. A large workshop and storage shed with electricity provide excellent space for projects, recreational equipment, and seasonal storage.At the river's edge, enjoy a waterfront deck, swimming platforms, and a substantial boat lift capable of accommodating the included pontoon boat - making it easy to take full advantage of everything the Severn River has to offer.Additional features include two Wedco polyethylene holding tanks, a pump house with a state-of-the-art water filtration system and winterized water line, an outhouse with electricity, ample parking, a two-car garage offering potential for conversion into a bunkie or additional recreational space, a durable metal roof, and 200-amp electrical service from the road to the cottage.Offered furnished with some exclusions, this is a rare opportunity to own a private four-season riverside retreat where boating, swimming, entertaining, and peaceful waterfront living come together in one exceptional property.