BANK APPRAISED AT $650,000 (July 2025). OFFERED AT $490,000 FOR IMMEDIATE CLOSING. FULLY FURNISHED INSIDE AND OUT. A rare opportunity less than 400 feet from the shores of Balm Beach. The sound of Georgian Bay waves is never far away at this year-round property that sits on an exceptionally wide 1/3-acre lot, with water views from the front room and seasonal water views from the kitchen. The property includes a 1,400 sq. ft. year-round winterized cottage/home and two seasonal bunkies (one 1-bedroom and one 2-bedroom w/living room) with hydro and water that comfortably accommodate friends and family, a detached garage and an additional outbuilding. A generous bonus space (front room) in the main cottage/home offers the flexibility to design it to suit your needs.A large utility room houses the gas furnace, hot water tank, and mechanical systems, eliminating the need for crawl space access to service. Walk to the beach, restaurants, shops, tennis and pickleball courts, and the park in less than two minutes. Location. Space. Value. Update, personalize and invest in improvements and make this property your place in the heart of Balm Beach.