This well-maintained 1.5-storey home in Peterborough's Monaghan neighbourhood combines century-home character with practical updates, all within a 15-minute walk of the waterfront. The main level offers a warm living room and separate dining room with refinished hardwood floors (2023), a functional kitchen with laminate plank flooring (2021) and a sink water filtration system (2025). The living room may also turn into a fourth bedroom, perfect for rental potential.The south-facing sunroom, updated in 2023, measures 17 x 12 feet and provides bright additional living space year-round.Upstairs are three bedrooms with laminate plank flooring (2021). The major systems are current: furnace (2020), windows and shingles (2014), and central air conditioning. An electric vehicle charger was installed in 2022, a feature rarely found at this price point. Outside, the property includes a fully fenced yard, deck, covered front porch, and parking for three vehicles. The full unfinished basement provides ample storage. Located close to parks, trails, schools, public transit, and shops, this is a solid option for first-time buyers, parents wanting to buy for their university student or a family seeking a detached home with significant updates already complete.