CHARMING 3-STOREY DUPLEX IN ORILLIA'S DESIRABLE WEST WARD, JUST MINUTES FROM DOWNTOWN. A fantastic opportunity for first-time buyers or anyone looking for a smarter way into home ownership. Live in one unit, continue to rent the other and help offset your mortgage. Qualified owner-occupiers may be eligible for insured financing with a down payment starting as low as 5%. Extensively reconstructed from the brick walls in 2010, this well-maintained property offers two self-contained 2-bedroom units, each with its own gas furnace, electrical service/meter, gas hot water tank and laundry hookups. The main-floor unit features hardwood flooring, a bright kitchen with double sink, gas stove, built-in dishwasher and stainless steel fridge (2025), plus a spacious primary bedroom with French-door walkout to a private deck. The full basement provides excellent storage, laundry and a finished bonus room ideal for a home office, TV room or flex space. The upper unit spans the second and third floors with 2 bedrooms and 2 baths, including a generous third-floor primary suite with 3-piece ensuite and large walk-in closet. Both units enjoy private rear deck access. Both hot water tanks were replaced in 2024 and the front deck was fully repaired in 2025. Low maintenance lot, with ample parking. A smart opportunity to get into the market while benefiting from an established rental income stream. Note** Photos for upper unit are as vacant, currently it is tenanted.