Discover unique waterfront living at 5255 County Road 9 on the shores of Hay Bay, where natural waterfront blends with thoughtful design, energy-efficiency, and everyday comfort. This impressive four-bedroom, three-bathroom home provides ample living space across two levels, and a detached 1.5-car garage. This property is made for enjoying the Hay Bay lifestyle. Whether you choose to watch the sunrise over the bay, slip a kayak/boat into the water, fish from the dock, harvest an apple or pear, unwind with a book in the pavilion or simply prefer to entertain friends, all are possible at this true waterfront retreat. The main floor, thoughtfully arranged for convenient one-level living, has a spacious primary suite including a walk-in closet, three-piece ensuite with double shower and private solarium featuring a Bain Ultra air tub. This level also offers a convenient main-floor laundry, walk-in pantry, den, guest bedroom, utility room, and sunroom. An impressive masonry fireplace anchors the great room. The kitchen and dining room are well positioned in the heart of the home, offering great flow for entertaining and family gatherings. Upstairs two large bedrooms, a 3-piece bath, and spacious loft provide excellent flexibility for guests and hobbies. Enjoy the warmth of the sunroom and loft year-round with the Piazzetta pellet stove. Premium construction features include 18 inch ICF block walls, in-floor radiant heat, HVAC, AC (heat pumps), triple-glazed argon-filled windows, polished concrete floors, granite windowsills, 9-footceilings, 36-inch doors and built-in Polk Audio speakers. The durable stone exterior, metal roof, extra-wide soffits, and roof trusses designed for future solar panels support low-maintenance, energy-efficient living. Hard landscaping and eavestroughs with leaf guards further simplify up keep. A rare Hay Bay property combining waterfront living, quality construction, accessibility, and year-round comfort.