Exceptional opportunity to own a well-maintained legal duplex in the heart of downtown St. Catharines. Offering two self-contained units across three finished levels, this versatile property is ideal for investors or buyers looking to offset their mortgage with rental income. Full of character, the home showcases timeless wood trim, hardwood flooring, generous living spaces and an abundance of natural light. The finished basement provides additional living space with a bedroom, full bathroom and laundry. Situated on a spacious lot with a detached garage and private driveway, this property is conveniently located close to downtown amenities, parks, schools, public transit and major commuter routes. Buyer to assume existing tenancies. Property is currently occupied by separate upper and lower level tenants. Any purchaser must accept both tenancies and assume all existing tenant arrangements. Current rents are $1,675/month for the upper unit and $1,975/month for the lower unit.