Welcome to 98 Roger Street, a beautifully updated century home in Waterloo's sought-after Mary Allen neighbourhood. Just steps from Uptown Waterloo, the Iron Horse Trail, ION LRT, Grand River Hospital, parks, schools, grocery stores, and local cafés and restaurants, this location offers the perfect blend of walkability and quiet community living. Inside, timeless character meets modern style with an original staircase, oversized baseboards, cast iron floor grates, a fully renovated kitchen, stainless steel appliances, brand new engineered hardwood flooring, fresh paint, updated lighting, and a custom built-in bar. The partially finished basement features a bedroom, bathroom, and separate entrance, while the fully renovated and insulated attic is currently being used as a fourth bedroom, offering flexible living space for growing families. The roof ridges were also replaced in 2026 for added peace of mind. Outside, enjoy a private backyard with mature gardens, strawberries, raspberries, and a large powered shed with garage potential. With extensive updates and an unbeatable location, this is a rare opportunity to own a move-in-ready home full of charm and character.